5 Family Dental Care Plans You Can Get Through Insurance
Most dental insurers offer family dental care plans. See how five options compare, from standard and preventive plans to discount and premium cover.
You can get family dental care coverage from most dental insurance companies. Here are some of the plans you can choose from:
1. Standard individual plan
This is the most popular option for individuals. It covers most of the cost of preventive exams. Most insurers that offer this plan let you choose coverage for two exams, a cleaning and X-rays each year.
2. Preventive plan
This is a low-premium plan. It helps cover cleanings and preventive exams, which makes it a good fit for people who do not need much dental treatment. If you are that kind of person, this plan can be a very worthwhile way to look after your family's dental care.
3. Dental discount plan
This is not a full coverage plan. It does give you a discount on most common procedures, though. On average, the discount gives you Rp100,000 per month for each person.
4. Family plan
This plan is quite similar to the standard individual plan. The big difference is that the coverage applies the deductible across the whole family. The deductible is about Rp500,000 for each person, while the maximum deductible usually reaches Rp1.5 million. This plan is useful if you want to insure more than three people.
5. Premium plan
The last family dental care plan among the common insurance options is the gold, or premium, plan. A premium plan costs more, with higher annual payments (typically around Rp15 million). With this plan you can get more cleanings per year. The gold plan also includes add-on coverage, so it is a good choice if you need orthodontic work for your children or even implants for adults. Each plan suits different needs, so review the contract carefully before you decide which one to take. If you want a dental checkup, visit https://jakartasmile.com/